Major Purchases
Most people do not know how their insurance policies will respond until it is too late. Chances are your homeowner policy does not provide enough coverage to replace your valuables if they are lost, stolen, or damaged. How does your current insurance provider handle newly acquired jewelry and fine arts? Does your insurance carrier provide expert, in-home consultation to help with your collectibles, fine arts and jewelry acquisitions? Texans Insurance Group will work with you to find you protection for your most precious possessions.
Traveling Abroad
No matter how well you plan your trip, problems can and do arise. If you travel extensively for business or pleasure are you prepared to handle an emergency when you are far from home? Does your current insurance carrier offer these important benefits?
- Emergency Medical Coverage
- Baggage Protection
- Rental Car Protection
- Trip Interruption
- Concierge Services
Texans Insurance Group represents carriers that will provide you with coverage that travels with you, no matter where you go.
Sending the Kids to College
A child going off to college is a proud moment in a parent’s life. Whether he or she is heading to your alma mater, or moving to parts unknown, it's an exciting step for the whole family. As your independent insurance agent, we have the tools necessary to make sure your children are properly insured while they are away from home. Will your child be living on campus or in his/her own apartment? Will your child have a vehicle while away from home? Let Texans Insurance Group help you make sure that your child’s property is secure away from home.
New or Young Drivers
Learning to drive is a milestone in every teenager’s life. It is a symbol of freedom and maturity, but it can be a source of worry for parents. Whether or not the new driver in your house has his or her own vehicle, or is driving yours, there are special insurance issues that need to be understood. Many companies will award a “good student” discount to young drivers that maintain a “B” average. It also pays to be a safe driver so make sure your teenager takes a driver training course and avoids traffic violations and accidents. Texans Insurance Group will help you secure the best coverage and the best price for your family.
Special Events
It's the people that make a wedding, anniversary, reunion or other major family event truly joyous. But situations do happen that are beyond your control, such as inclement weather or an honoree's illness, which may cause the cancellation or delay of an event.
Private Event coverage provides the answer. With it, you can recoup non-refundable fees charged by caterers and photographers. Plus, we offer coverage for bodily injury or property damage, protection against loss or damage to gifts, and coverage to replace lost or stolen jewelry.
Policies start as early as two full years before wedding day or other special occasion, enabling you to have coverage not only for the event, but also for rehearsal dinners and other pre-event festivities. If you purchase coverage for attire, the policy covers your garments stored up to two years in anticipation of the special day. You can't prepare for everything. But wecan help make the uninvited risks feel most unwelcome.
